Smoko vs MYOB.

Accounting + payroll for SMBs.

Smoko

$249 once

lifetime · founders price

5-year cost: $249

MYOB

$30-150/month depending on tier

Essentials from $30/month. Premium $90+/month.

5-year cost: $1,800+

MYOB pros

  • + Long history in AU/NZ
  • + Strong payroll and inventory features
  • + Accountant-ready

MYOB cons

  • Even more overspec'd than Xero for sole traders
  • Subscription forever
  • UI is heavier and less mobile-friendly

Pick Smoko if…

Almost always — for a sole trader. Smoko is purpose-built for one person on the tools.

Pick MYOB if…

You're scaling to 5+ employees and need full payroll + accounting.

Smoko vs MYOB — NZ Tradie GST + Invoicing · Smoko