Smoko vs Solo.
NZ accounting + invoicing for sole traders.
Smoko
$249 once
lifetime · founders price
5-year cost: $249
Solo
$17/month or $204/year
Subscription. Annual prepay saves a small percent.
5-year cost: $1,020
Solo pros
- + NZ-specific (GST, IRD)
- + Decent invoicing
- + Bank feeds via Akahu
Solo cons
- − Subscription forever
- − After 5 years you've paid $1,020 for what's essentially a CSV uploader
- − Bank feeds require Akahu — adds complexity for tradies
Pick Smoko if…
You want to pay once and own the tool. You don't need bank-sync — receipt photos and CSV import are enough.
Pick Solo if…
You want bank-sync auto-categorisation and you're happy with subscription pricing.